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How to unload a free-loader
Posted: January 8, 2011 11:33 a.m.
Updated: January 10, 2011 5:00 a.m.
Dear Annie: My wife and I are in our mid-60s. For most of our lives, we have done pretty well, but lately we’ve had financial difficulties because our incomes have been significantly decreased while our debt has not. My health is failing, and I don’t know how much longer I can continue to work.

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