The U.S. Federal Emergency Mangement Agency is providing these facts for residents to be aware of following the recent flood event in Kershaw County.
After the flood basics
There are some steps you should take if your home has suffered flood damage:
• Beware of structural damage before reentering your home as well as other hazards within your home.
• Have your policy number, a list of damaged or lost items, along with photos of damaged property ready to file your flood insurance claim with your agent.
• Ensure you take the proper steps to clean up flood damage.
For flood insurance and flood risk information, visit FloodSmart.gov/after. To learn more about obtaining a flood insurance policy, call your insurance agent or call 1-800-427-2419 to find an agent near you.
Beware of hazards
• Check for structural damage before re-entering your home.
Contact the appropriate professionals immediately if you suspect damage to water, gas, electric, and sewer lines.
• Throw away food that has come in contact with floodwaters. Boil water until authorities declare the water supply safe to drink.
File your flood claim
• Call the insurance agent who handles your flood insurance to file a claim. Have the following information with you when you place your call:
1. The name of your insurance company (your agent may write policies for more than one company);
2. Your policy number; and
3. A telephone number/email address where you can be reached.
• Take photos of any water in the house and damaged personal property. If necessary, place these items outside the home. Your adjuster will need evidence of the damage and damaged items (e.g., cut swatches from carpeting) to prepare your repair estimate.
• Make a list of damaged or lost items and include their age and value where possible. If possible, supply receipts for those lost items to the adjuster. Officials may require disposal of damaged items. If so, keep a swatch or other sample of the items for the adjuster.
• Prevent mold and remove wet contents immediately. Wet carpeting, furniture, bedding, and any other items holding moisture or water inside the building can develop mold within 24 to 48 hours.